Welcome to EnviroGadget!

Cleo Promo Codes & Verified Deals – August 2026

Looking for the latest Cleo Referral Codes? As of August 2026, our team has manually verified 15 offers for AI cash advance, credit builder card, budgeting tool. Browse current Promo Codes, working discounts, and exclusive deals, while expired offers are regularly removed.

Cleo offers 0 coupon codes and 15 deals as of August 2026. Today's top offer: Receive a $10 Bonus When You Join Cleo. Codes are verified and updated daily.

$10
Only
Receive a $10 Bonus When You Join Cleo

New users signing up and linking a bank account can get a bonus in their Cleo Wallet. This offer applies to first-time registrations.

Expires Sep 25, 2026
Wallet Offer
Wallet Bonus for Activating Cleo Features

Users who activate specific Cleo Wallet features can receive an additional bonus. This incentive promotes engagement with the app.

20%
OFF
Salary Advance Feature Available Now

Access your salary early with Cleo's advance feature. Eligibility criteria apply for instant fund access.

35%
OFF
Subscription Trial for Cleo Plus Features

Access premium Cleo Plus features with a limited-time trial period. Explore advanced budgeting and credit-building tools.

$5
Only
Get $5 for Referring a Friend to Cleo

Refer new users to Cleo and earn a bonus for each successful referral. The bonus is applied to your Cleo Wallet.

$15
Only
Sign Up Bonus Up to $15 for Account Creation

New Cleo users can qualify for a sign-up bonus when creating an account. The bonus amount varies based on initial actions.

40%
OFF
Cash Back Rewards on Select Spending Categories

Earn a percentage of your spending back on certain purchases. Rewards are added to your Cleo Wallet automatically.

50%
OFF
Credit Score Monitoring Free for Limited Time

Monitor your credit score without charge for a promotional period. Keep track of your financial health with Cleo.

Student Offer
Student Discount on Cleo Plus Membership

Verified students can receive a reduced rate on their Cleo Plus subscription. Present valid student identification to qualify.

Expires Sep 27, 2026
15%
OFF
Budgeting Tool Access for All New Members

Gain full access to Cleo's comprehensive budgeting tool upon registration. Track your spending and plan your finances.

Expires Sep 30, 2026
25%
OFF
First Cash Advance Discount for New Cleo Users

Eligible new users can receive a discount on their initial cash advance fees. This offer reduces the cost of your first advance.

Wallet Offer
New User Credit Applied to Your Cleo Wallet

First-time Cleo users can receive a credit upon meeting specific sign-up criteria. This credit appears directly in your wallet.

$20
Only
Referral Program: Earn Up to $20 Per Invite

Participate in the Cleo referral program and earn a bonus for each new user you refer. Maximum bonus amounts apply per referral.

45%
OFF
Credit Builder Card Initial Bonus Offer

Apply for the Cleo Credit Builder Card and receive an introductory bonus. This offer helps kickstart your credit journey.

$5
Only
Automatic Savings Setup with $5 Incentive

Set up automatic savings and receive a $5 incentive deposited into your account. Start building your savings effortlessly.

Customer Reviews

4.0
Average Rating
4
Total Reviews
Elizabeth T.
★★★★☆
2 weeks ago

Good for budgeting

Used the budgeting tool. It was pretty helpful for tracking my spending. Quick setup and easy to see where my money went.

✓ Reply submitted. Will be published after approval.
Minimum 10 characters0 / 2,000
Elizabeth Anderson
★★★☆☆
3 weeks ago

Helpful, but some glitches

I signed up for the credit builder card and it's been okay so far for improving my credit score. The autosave feature is pretty neat and helps me put money away without thinking about it. However, I had a small issue linking one of my bank accounts initially; it took a couple of tries. Customer service was responsive, but it was a minor hassle. Overall, it's a solid tool for managing finances, just wish the bank linking was smoother from the start.

✓ Reply submitted. Will be published after approval.
Minimum 10 characters0 / 2,000
Eric S.
★★★★☆
1 month ago

Worth it for the cash advance

I tried Cleo for the first time because I needed a quick cash advance. I got one of those first cash advance discounts, which was a nice bonus. It definitely made the overall fee feel much lower, which was great for my budget. The process was straightforward, and I felt like I got good value for what I paid. I was a bit skeptical at first but it worked out well.

✓ Reply submitted. Will be published after approval.
Minimum 10 characters0 / 2,000
Leah
★★★★★
1 month ago

Always reliable cash advance

I've used Cleo several times for a cash advance when things were tight. It's always been consistent. I got my instant transfer in minutes this time, just like before. The app is still easy to navigate and the financial assistant is useful for quick checks. That reliability is why I keep coming back.

✓ Reply submitted. Will be published after approval.
Minimum 10 characters0 / 2,000

Cleo Community Discussion

Share tips, ask questions & help fellow shoppers save more

O
Olivia G.
2 weeks ago

Is Cleo worth it over Earnin or Dave? I'm mostly looking for the cash advance feature but also trying to get better with budgeting.

R Richard Flores 1 week ago
I've used Cleo and Dave. Cleo's AI personality is kinda fun, makes budgeting less boring. The cash advance limits might be a bit different though, depends on your income.
5
D Danielle Martin 1 week ago
For cash advances, they're all pretty similar in how they work, but Cleo's credit builder card is a nice extra if you're trying to build credit, which some of the others don't have.
6
6 Responses (2)
D
Danielle L.
4 weeks ago

So if I get a referral bonus, where does that money go? Is it like a direct deposit or into a separate account in the app?

M Michelle Thomas 4 weeks ago
It goes straight into your Cleo Wallet within the app. You can then transfer it out to your linked bank account or use it for other things in Cleo.
6
M Mark Lopez 3 weeks ago
Wallet money. You can usually cash it out whenever you want to your regular bank.
4
4 Responses (2)
R
Rachel Hall
1 month ago

Hey, thinking about trying Cleo for the cash advances. How long does it usually take to actually get the money into your account after you request it?

A Ashley Parker 1 month ago
Mine hit my bank pretty fast, like within a day or two usually. They do have an instant transfer option for a small fee if you're really in a rush.
4
A Amanda Mitchell 4 weeks ago
Yeah, I've used it a few times and it's usually 2-3 business days standard. The instant one costs a couple bucks but it's there if you need it right away.
1
3 Responses (2)
A
Alex Jackson
1 week ago

Anyone know how to get one of those sign up bonuses? I've seen people talk about getting extra cash when they first join.

A Abigail Scott 1 week ago
Usually you need a referral link from someone. They'll give you a link and you sign up through that, then I think you have to link your bank account for it to trigger. It shows up in your Cleo Wallet.
6
K Katie Mitchell 4 days ago
Yeah, it's usually tied to a referral. Not like a code you type in. The bonus amount can vary, I got like $10 when I joined last year.
5
2 Responses (2)
H
Hannah M.
3 weeks ago

Can you use Cleo with any bank? Or are there specific ones they link up with?

O Olivia Harris 3 weeks ago
Most major banks work fine. I've got mine linked to Chase and it was super easy. They usually list the compatible banks if you go through the sign up process.
3
D Donna M. 3 weeks ago
I've linked mine to a regional credit union and it worked without a hitch. As long as it's a pretty standard bank, you should be good.
0
2 Responses (2)

Browse Finance & Insurance Categories

Explore related categories in this topic

This page may contain affiliate links. If you make a purchase through these links, we may earn a small commission at no extra cost to you. This helps us keep our service free and continue bringing you the best deals.

AI